Retirement Planning


Too many people assume that a current comfortable lifestyle automatically guarantees an equivalent lifestyle when they retire. Unfortunately, for a myriad of reasons, that assumption rarely plays out.

Through decades of experience, we have learned that as we live longer, our increased life expectancy is actually a “risk multiplier”. Just think about it. The longer you live, the more likely you will experience multiple stock markets crashes. The longer you live, the more likely you are to see changes to our system of taxation. The longer you live, the more likely you will eventually require long-term care. The longer you live, the greater the risk that you will run out of money in retirement! The list goes on and on.

To make things worse, married couples rarely realize that on the death of the first spouse to die, the surviving spouse faces increased rates of taxation at multiple levels. You read that right. The surviving spouse pays more taxes on the same level of income as the couple had prior to the first spouse’s death.

This hidden risk multiplier is what makes proactive retirement planning so essential. The sooner we begin strategizing your future retirement needs, the more likely your retirement years will be golden.

Success Should Be a Reward; Not a Penalty

We stand ready to help you unlock the power of your wealth and put it on track for dynamic growth. Our solutions are as unique as you are.